Home › Compare

AIA MPF - Prime Value Choice vs HSBC Mandatory Provident Fund - SuperTrust Plus: Data Comparison (as of 2026-09-30)

As of 2026-09-30, AIA MPF - Prime Value Choice had 21 constituent funds with a median FER of 1.33%; HSBC Mandatory Provident Fund - SuperTrust Plus had 20 with a median of 0.90%. This page lays out facts side by side, with no verdict. Past performance is not indicative of future results.

Important: Historical data for general information only — not investment advice or a recommendation of any fund, and it does not consider anyone's objectives or circumstances. Past performance is not indicative of future results; prices can go down as well as up. MPFA-published returns and fees are as of 2026-09-30; site-calculated metrics (annualised return, volatility, max drawdown) use month-end prices 2020-07 – 2026-09 and may contain errors or delays. Before any decision, read the trustee's offering documents and MPFA information, and consult a licensed or registered professional where appropriate. Full disclaimer · Methodology

Scheme overview

	AIA MPF - Prime Value Choice	HSBC Mandatory Provident Fund - SuperTrust Plus
Trustee	AIA Company (Trustee) Limited	HSBC Provident Fund Trustee (Hong Kong) Limited
Constituent funds	21	20
Total assets	HK$162.0bn	HK$302.4bn
Median FER	1.33%	0.90%
FER range	0.78%–1.69%	0.77%–2.05%
Median 5y return*	+4.35%	+3.62%
Categories covered	17	15
eMPF onboarding	2025-09-03	2026-01-29

* Funds with a 5-year record only; the fund mixes differ, so medians are not like-for-like.

Same-category funds side by side

US equity

AIA MPF - Prime Value Choice	HSBC Mandatory Provident Fund - SuperTrust Plus
American Fund 5y +12.01% · FER 0.83% · MDD -24.35% · 75m North American Equity Fund 5y +11.60% · FER 1.67% · MDD -22.97% · 75m	North American Equity Fund 5y +11.65% · FER 1.32% · MDD -23.67% · 75m ValueChoice North America Equity Tracker Fund 5y +11.55% · FER 0.82% · MDD -24.66% · 75m

Global equity

AIA MPF - Prime Value Choice	HSBC Mandatory Provident Fund - SuperTrust Plus
Green Fund 5y +11.84% · FER 1.42% · MDD -25.97% · 75m World Fund 5y +10.67% · FER 0.84% · MDD -25.55% · 75m	Global Equity Fund 5y +11.15% · FER 0.82% · MDD -23.62% · 75m

HK index tracking

AIA MPF - Prime Value Choice	HSBC Mandatory Provident Fund - SuperTrust Plus
None in this category	Hang Seng Index Tracking Fund 5y +2.71% · FER 0.78% · MDD -47.60% · 75m

Hong Kong equity

AIA MPF - Prime Value Choice	HSBC Mandatory Provident Fund - SuperTrust Plus
Hong Kong and China Fund 5y +2.65% · FER 0.86% · MDD -47.09% · 75m	Hong Kong and Chinese Equity Fund 5y +0.11% · FER 1.49% · MDD -48.26% · 75m

Core Accumulation Fund (DIS)

AIA MPF - Prime Value Choice	HSBC Mandatory Provident Fund - SuperTrust Plus
Core Accumulation Fund 5y +5.93% · FER 0.79% · MDD -20.40% · 75m	Core Accumulation Fund 5y +6.15% · FER 0.78% · MDD -18.76% · 75m

Age 65 Plus Fund (DIS)

AIA MPF - Prime Value Choice	HSBC Mandatory Provident Fund - SuperTrust Plus
Age 65 Plus Fund 5y +0.29% · FER 0.80% · MDD -16.50% · 75m	Age 65 Plus Fund 5y +0.66% · FER 0.78% · MDD -15.16% · 75m

MPF Conservative Fund

AIA MPF - Prime Value Choice	HSBC Mandatory Provident Fund - SuperTrust Plus
MPF Conservative Fund 5y +2.12% · FER 0.78% · MDD 0.00% · 75m	MPF Conservative Fund 5y +2.34% · FER 0.77% · MDD 0.00% · 75m

Global bond

AIA MPF - Prime Value Choice	HSBC Mandatory Provident Fund - SuperTrust Plus
Global Bond Fund 5y -3.49% · FER 0.98% · MDD -27.56% · 75m	Global Bond Fund 5y -2.61% · FER 0.82% · MDD -23.63% · 75m

5y = MPFA 5-year annualised return; FER = fund expense ratio; MDD = our month-end max drawdown 2020-07 to 2026-09; m = months of prices.

MPF transfer guide · Fees guide

FAQ

Which is better, AIA MPF - Prime Value Choice or HSBC Mandatory Provident Fund - SuperTrust Plus?

We do not rate or recommend. The schemes differ on fees, fund range and historical returns, and suitability depends on individual circumstances; the tables only show facts. For personal advice, consult a registered MPF intermediary.

How do fees differ?

AIA MPF - Prime Value Choice: median FER 1.33% (0.78%–1.69%); HSBC Mandatory Provident Fund - SuperTrust Plus: median 0.90% (0.77%–2.05%). Data as of 2026-09-30.

Can I move between schemes?

Transfers depend on MPFA rules and your employment (e.g. the Employee Choice Arrangement covers only the employee mandatory portion). See our transfer guide.