Disclaimer
All content is for personal sharing only; its accuracy is not guaranteed; it is not financial or investment advice. Please do your own research and take responsibility for your own decisions.
Last updated: 2026-10-14
1. Personal sharing; accuracy not guaranteed
All content on this website is the operator's personal sharing and compilation of information only. While reasonable care is taken, we do not guarantee that any information is 100% accurate, complete or up to date.
2. Not advice of any kind
Nothing on this website constitutes or is financial, investment, MPF, insurance, tax or legal advice, nor a recommendation, offer or solicitation to buy, hold, sell, switch or transfer any fund, scheme or product. Rankings, tables, comparisons and calculators present historical data or generic arithmetic only and are not ratings of, or opinions on, any fund or scheme.
3. The operator is not licensed or registered
The operator is not licensed by or registered with the Securities and Futures Commission (including for Type 4 regulated activity, advising on securities), is not a registered MPF intermediary under the Mandatory Provident Fund Schemes Ordinance, and is not a licensed insurance intermediary under the Insurance Ordinance. This website does not carry on any regulated activity.
4. General information only
All content is general in nature and does not take into account any person's investment objectives, financial situation, risk tolerance, age or particular needs.
5. Past performance
Past performance is not indicative of future results. Prices can go down as well as up and you may lose capital. Historical rankings, backtests and simulations have limitations (e.g. hindsight, survivorship and data-snooping bias) and are not indicators of future results. Market proxy data is not actual MPF fund performance.
6. Data sources, errors and delays
Fund data is mainly derived from public information of the Mandatory Provident Fund Schemes Authority (MPFA), with fund data as of 2026-09-30 (each page states its own dates); our calculated metrics are derived from public unit prices. Information may contain errors, omissions or delays, or may since have been updated at source. The MPFA, trustees' offering documents (MPF scheme brochures) and official sources prevail.
7. Do your own research; your responsibility
Please do your own research and take full responsibility for every decision you make. Before any MPF or investment decision, read the relevant trustee's offering documents and MPFA information, and consult a licensed or registered professional (such as a registered MPF intermediary or SFC licensee) where appropriate.
8. No affiliation
This website is not affiliated with, endorsed, sponsored or approved by the MPFA or any MPF trustee, scheme sponsor, investment manager or insurer. We receive no referral fees, commissions or sponsorship from any trustee or intermediary.
9. Limitation of liability
To the fullest extent permitted by law, the operator accepts no liability for any loss or damage, direct or indirect, arising from use of or reliance on this website's content, including any errors or omissions.
10. External links
This website may link to third-party sites (e.g. the MPFA, Labour Department, trustees). We do not control them and are not responsible for their content, accuracy or privacy practices; a link is not an endorsement.
11. Trademarks
All fund, scheme, trustee and company names are used for factual identification and description only; trademarks and names belong to their respective owners. Our branding does not use any trustee trademark or logo.
12. Governing law
This disclaimer is governed by and construed in accordance with the laws of the Hong Kong SAR.
13. Changes
We may amend this disclaimer at any time; changes take effect on posting. Last updated: 2026-10-13. If the Chinese and English versions differ, the Chinese version prevails.