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TVC Tax Saving Calculator

Example: income HK$600,000, basic allowance HK$132,000 only, mandatory contribution deduction HK$18,000 and a HK$60,000 TVC gives an estimated salaries tax saving of HK$10,200 (58,500 → 48,300).

Last updated: 2026-10-21

Estimated saving: HK$10,200 (58,500 → 48,300)

Generic arithmetic estimate; see assumptions in the FAQ. Not tax advice.

This page is general educational information, not investment, tax or legal advice, and does not consider anyone's circumstances. Rules may change; rely on the latest official MPFA, Labour Department, IRD and trustee information and consult a licensed or registered professional where appropriate. Full disclaimer

TVC guide · Funds available for TVC

FAQ

What assumptions does the calculator use?

It uses salaries tax progressive and two-tier standard rates for 2025/26 and 2026/27, with the HK$60,000 TVC cap; it ignores tax reductions, personal assessment and annuity premiums.

Is the result exact?

It is a generic arithmetic estimate; your actual tax is determined by the IRD.