Terms of Use
Last updated: 2026-10-14
1. Acceptance
By using this website you agree to these terms and the disclaimer.
2. Use of content
Content is for personal, non-commercial general reference. Our compiled tables and CSV may be quoted or reused with attribution ("MPF Watch, mpfwatch.com, MPFA data as of [date]"), without implying our endorsement of any product or service. Rights in underlying source data remain with their owners, including the MPFA.
3. Calculators
Calculators perform generic arithmetic on stated assumptions; results are estimates only, not tax, legal or investment advice.
4. Prohibited use
Do not scrape the site in a way that disrupts its operation, or present our content in a misleading way.
5. Disclaimer and liability
Content is provided "as is" without warranty; see the disclaimer for limitation of liability.
6. Governing law
These terms are governed by Hong Kong SAR law, and Hong Kong courts have non-exclusive jurisdiction. Last updated 2026-10-13.