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HSBC Mandatory Provident Fund - SuperTrust Plus vs Manulife Global Select (MPF) Scheme: Data Comparison (as of 2026-09-30)

As of 2026-09-30, HSBC Mandatory Provident Fund - SuperTrust Plus had 20 constituent funds with a median FER of 0.90%; Manulife Global Select (MPF) Scheme had 29 with a median of 1.32%. This page lays out facts side by side, with no verdict. Past performance is not indicative of future results.

Important: Historical data for general information only — not investment advice or a recommendation of any fund, and it does not consider anyone's objectives or circumstances. Past performance is not indicative of future results; prices can go down as well as up. MPFA-published returns and fees are as of 2026-09-30; site-calculated metrics (annualised return, volatility, max drawdown) use month-end prices 2020-07 – 2026-09 and may contain errors or delays. Before any decision, read the trustee's offering documents and MPFA information, and consult a licensed or registered professional where appropriate. Full disclaimer · Methodology

Scheme overview

	HSBC Mandatory Provident Fund - SuperTrust Plus	Manulife Global Select (MPF) Scheme
Trustee	HSBC Provident Fund Trustee (Hong Kong) Limited	Manulife Provident Funds Trust Company Limited
Constituent funds	20	29
Total assets	HK$302.4bn	HK$458.3bn
Median FER	0.90%	1.32%
FER range	0.77%–2.05%	0.74%–1.91%
Median 5y return*	+3.62%	+2.40%
Categories covered	15	21
eMPF onboarding	2026-01-29	2025-11-06

* Funds with a 5-year record only; the fund mixes differ, so medians are not like-for-like.

Same-category funds side by side

US equity

HSBC Mandatory Provident Fund - SuperTrust Plus	Manulife Global Select (MPF) Scheme
North American Equity Fund 5y +11.65% · FER 1.32% · MDD -23.67% · 75m ValueChoice North America Equity Tracker Fund 5y +11.55% · FER 0.82% · MDD -24.66% · 75m	Manulife MPF North American Equity Fund 5y +7.19% · FER 1.73% · MDD -32.19% · 75m

Global equity

HSBC Mandatory Provident Fund - SuperTrust Plus	Manulife Global Select (MPF) Scheme
Global Equity Fund 5y +11.15% · FER 0.82% · MDD -23.62% · 75m	Manulife MPF International Equity Fund 5y +6.51% · FER 1.74% · MDD -32.45% · 75m

HK index tracking

HSBC Mandatory Provident Fund - SuperTrust Plus	Manulife Global Select (MPF) Scheme
Hang Seng Index Tracking Fund 5y +2.71% · FER 0.78% · MDD -47.60% · 75m	Manulife MPF Hang Seng Index ESG Fund 5y -0.02% · FER 0.89% · MDD -46.78% · 75m

Hong Kong equity

HSBC Mandatory Provident Fund - SuperTrust Plus	Manulife Global Select (MPF) Scheme
Hong Kong and Chinese Equity Fund 5y +0.11% · FER 1.49% · MDD -48.26% · 75m	Manulife MPF Hong Kong Equity Fund 5y -1.59% · FER 1.74% · MDD -53.93% · 75m

Core Accumulation Fund (DIS)

HSBC Mandatory Provident Fund - SuperTrust Plus	Manulife Global Select (MPF) Scheme
Core Accumulation Fund 5y +6.15% · FER 0.78% · MDD -18.76% · 75m	Manulife MPF Core Accumulation Fund 5y +5.81% · FER 0.74% · MDD -20.42% · 75m

Age 65 Plus Fund (DIS)

HSBC Mandatory Provident Fund - SuperTrust Plus	Manulife Global Select (MPF) Scheme
Age 65 Plus Fund 5y +0.66% · FER 0.78% · MDD -15.16% · 75m	Manulife MPF Age 65 Plus Fund 5y +0.22% · FER 0.74% · MDD -16.46% · 75m

MPF Conservative Fund

HSBC Mandatory Provident Fund - SuperTrust Plus	Manulife Global Select (MPF) Scheme
MPF Conservative Fund 5y +2.34% · FER 0.77% · MDD 0.00% · 75m	Manulife MPF Conservative Fund 5y +2.40% · FER 0.75% · MDD -0.05% · 75m

Global bond

HSBC Mandatory Provident Fund - SuperTrust Plus	Manulife Global Select (MPF) Scheme
Global Bond Fund 5y -2.61% · FER 0.82% · MDD -23.63% · 75m	Manulife MPF International Bond Fund 5y -2.89% · FER 1.15% · MDD -22.94% · 75m

5y = MPFA 5-year annualised return; FER = fund expense ratio; MDD = our month-end max drawdown 2020-07 to 2026-09; m = months of prices.

MPF transfer guide · Fees guide

FAQ

Which is better, HSBC Mandatory Provident Fund - SuperTrust Plus or Manulife Global Select (MPF) Scheme?

We do not rate or recommend. The schemes differ on fees, fund range and historical returns, and suitability depends on individual circumstances; the tables only show facts. For personal advice, consult a registered MPF intermediary.

How do fees differ?

HSBC Mandatory Provident Fund - SuperTrust Plus: median FER 0.90% (0.77%–2.05%); Manulife Global Select (MPF) Scheme: median 1.32% (0.74%–1.91%). Data as of 2026-09-30.

Can I move between schemes?

Transfers depend on MPFA rules and your employment (e.g. the Employee Choice Arrangement covers only the employee mandatory portion). See our transfer guide.