DIS Performance by Scheme (data as of 2026-09-30)
As of 2026-09-30, the median 5-year annualised return was +6.14% for 28 Core Accumulation Funds and +0.66% for Age 65 Plus Funds; median month-end max drawdowns over 2020-07 – 2026-09 were -20.61% and -16.61%. Past performance is not indicative of future results.
Important: Historical data for general information only — not investment advice or a recommendation of any fund, and it does not consider anyone's objectives or circumstances. Past performance is not indicative of future results; prices can go down as well as up. MPFA-published returns and fees are as of 2026-09-30; site-calculated metrics (annualised return, volatility, max drawdown) use month-end prices 2020-07 – 2026-09 and may contain errors or delays. Before any decision, read the trustee's offering documents and MPFA information, and consult a licensed or registered professional where appropriate. Full disclaimer · Methodology
Core Accumulation Funds (n=28)
| Fund | Scheme | 1y ann.* | 5y ann.* | 2022* | FER* | Months† | Max drawdown† |
|---|---|---|---|---|---|---|---|
| Haitong Core Accumulation Fund - Class A | Haitong MPF Retirement Fund | +22.49% | +9.99% | -21.34% | 0.93% | 75 | -24.34% |
| Haitong Core Accumulation Fund - Class T | Haitong MPF Retirement Fund | +22.48% | +9.98% | -21.32% | 0.93% | 75 | -24.36% |
| Invesco Core Accumulation Fund - Unit Class A | BCT Strategic MPF Scheme | +11.48% | +7.04% | -16.61% | 0.79% | 75 | -20.71% |
| Invesco Core Accumulation Fund - Unit Class H | BCT Strategic MPF Scheme | +11.48% | +7.04% | -16.61% | 0.79% | 75 | -20.71% |
| BCT (Pro) Core Accumulation Fund | BCT (MPF) Pro Choice | +11.53% | +7.03% | -16.51% | 0.77% | 75 | -20.60% |
| Core Accumulation Fund | MASS Mandatory Provident Fund Scheme | +11.54% | +7.03% | -16.56% | 0.76% | 75 | -20.65% |
| BCOM Core Accumulation Fund | BCOM Joyful Retirement MPF Scheme | +11.46% | +7.02% | -16.58% | 0.81% | 75 | -20.68% |
| China Life Core Accumulation Fund | China Life MPF Master Trust Scheme | +11.44% | +6.99% | -16.59% | 0.81% | 75 | -20.65% |
| BCT (Industry) Core Accumulation Fund | BCT (MPF) Industry Choice | +11.42% | +6.96% | -16.61% | 0.82% | 75 | -20.68% |
| AMTD Invesco Core Accumulation Fund | AMTD MPF Scheme | +11.22% | +6.81% | -16.47% | 0.87% | 75 | -20.49% |
| BEA (Industry Scheme) Core Accumulation Fund | BEA (MPF) Industry Scheme | +8.96% | +6.16% | -15.96% | 0.78% | 75 | -20.08% |
| BEA (MPF) Core Accumulation Fund | BEA (MPF) Master Trust Scheme | +9.00% | +6.16% | -15.96% | 0.78% | 75 | -20.08% |
| Schroder MPF Core Accumulation Fund | SHKP MPF Employer Sponsored Scheme | +9.54% | +6.16% | -14.71% | 0.56% | 75 | -19.65% |
| Core Accumulation Fund | HSBC Mandatory Provident Fund - SuperTrust Plus | +9.58% | +6.15% | -14.53% | 0.78% | 75 | -18.76% |
| Principal Core Accumulation Fund - Class N | BCT MPF Scheme Series 800 | +10.38% | +6.14% | -16.47% | 0.78% | 75 | -20.62% |
| Core Accumulation Fund | Hang Seng Mandatory Provident Fund - SuperTrust Plus | +9.57% | +6.14% | -14.53% | 0.78% | 75 | -18.76% |
| BEA Core Accumulation Fund | BEA (MPF) Value Scheme | +8.98% | +6.12% | -16.00% | 0.80% | 75 | -20.10% |
| Principal Core Accumulation Fund | BCT MPF - Smart Plan | +10.36% | +6.11% | -16.47% | 0.78% | 75 | -20.57% |
| Allianz MPF Core Accumulation Fund - Class B | Manulife RetireChoice (MPF) Scheme | +8.54% | +6.07% | -16.80% | 0.77% | 75 | -21.24% |
| Allianz MPF Core Accumulation Fund - Class T | Manulife RetireChoice (MPF) Scheme | +8.54% | +6.07% | -16.80% | 0.77% | 75 | -21.24% |
| Allianz MPF Core Accumulation Fund - Class A | Manulife RetireChoice (MPF) Scheme | +8.55% | +6.06% | -16.80% | 0.77% | 75 | -21.24% |
| Principal Core Accumulation Fund | BCT MPF - Simple Plan | +10.41% | +6.05% | -16.70% | 0.80% | 75 | -20.77% |
| My Choice Core Accumulation Fund | My Choice Mandatory Provident Fund Scheme | +9.39% | +6.05% | -14.82% | 0.81% | 75 | -19.76% |
| Sun Life MPF Core Accumulation Fund | Sun Life Rainbow MPF Scheme | +9.38% | +6.03% | -14.87% | 0.78% | 75 | -19.79% |
| BOC-Prudential Core Accumulation Fund | BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme | +9.22% | +5.96% | -15.96% | 0.76% | 75 | -20.14% |
| Core Accumulation Fund | AIA MPF - Prime Value Choice | +9.88% | +5.93% | -16.22% | 0.79% | 75 | -20.40% |
| Manulife MPF Core Accumulation Fund | Manulife Global Select (MPF) Scheme | +8.86% | +5.81% | -16.16% | 0.74% | 75 | -20.42% |
| Core Accumulation Fund | Fidelity Retirement Master Trust | +9.26% | +5.63% | -16.60% | 0.79% | 75 | -20.66% |
* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.
Age 65 Plus Funds (n=28)
| Fund | Scheme | 1y ann.* | 5y ann.* | 2022* | FER* | Months† | Max drawdown† |
|---|---|---|---|---|---|---|---|
| Haitong Age 65 Plus Fund - Class A | Haitong MPF Retirement Fund | +6.95% | +3.08% | -15.42% | 0.93% | 75 | -17.16% |
| Haitong Age 65 Plus Fund - Class T | Haitong MPF Retirement Fund | +6.95% | +3.08% | -15.42% | 0.93% | 75 | -17.16% |
| Principal Age 65 Plus Fund | BCT MPF - Smart Plan | +2.93% | +1.13% | -14.24% | 0.79% | 75 | -16.27% |
| Principal Age 65 Plus Fund - Class N | BCT MPF Scheme Series 800 | +2.98% | +1.12% | -14.34% | 0.79% | 75 | -16.35% |
| Principal Age 65 Plus Fund | BCT MPF - Simple Plan | +2.93% | +1.01% | -14.33% | 0.83% | 75 | -16.38% |
| BCT (Pro) Age 65 Plus Fund | BCT (MPF) Pro Choice | +2.25% | +0.90% | -15.06% | 0.77% | 75 | -17.50% |
| Invesco Age 65 Plus Fund - Unit Class A | BCT Strategic MPF Scheme | +2.08% | +0.87% | -15.18% | 0.80% | 75 | -17.64% |
| Invesco Age 65 Plus Fund - Unit Class H | BCT Strategic MPF Scheme | +2.08% | +0.87% | -15.18% | 0.80% | 75 | -17.64% |
| BCOM Age 65 Plus Fund | BCOM Joyful Retirement MPF Scheme | +2.07% | +0.85% | -15.18% | 0.82% | 75 | -17.63% |
| China Life Age 65 Plus Fund | China Life MPF Master Trust Scheme | +2.06% | +0.84% | -15.18% | 0.81% | 75 | -17.64% |
| Age 65 Plus Fund | MASS Mandatory Provident Fund Scheme | +2.16% | +0.83% | -15.16% | 0.76% | 75 | -17.60% |
| BCT (Industry) Age 65 Plus Fund | BCT (MPF) Industry Choice | +2.06% | +0.81% | -15.19% | 0.82% | 75 | -17.63% |
| AMTD Invesco Age 65 Plus Fund | AMTD MPF Scheme | +1.93% | +0.68% | -14.86% | 0.87% | 75 | -17.23% |
| Age 65 Plus Fund | HSBC Mandatory Provident Fund - SuperTrust Plus | +1.63% | +0.66% | -13.21% | 0.78% | 75 | -15.16% |
| Age 65 Plus Fund | Hang Seng Mandatory Provident Fund - SuperTrust Plus | +1.62% | +0.66% | -13.21% | 0.78% | 75 | -15.16% |
| BEA (MPF) Age 65 Plus Fund | BEA (MPF) Master Trust Scheme | +1.69% | +0.61% | -14.35% | 0.78% | 75 | -15.68% |
| BEA (Industry Scheme) Age 65 Plus Fund | BEA (MPF) Industry Scheme | +1.67% | +0.60% | -14.35% | 0.79% | 75 | -15.67% |
| Schroder MPF Age 65 Plus Fund | SHKP MPF Employer Sponsored Scheme | +1.90% | +0.59% | -14.31% | 0.56% | 75 | -16.17% |
| BEA Age 65 Plus Fund | BEA (MPF) Value Scheme | +1.68% | +0.55% | -14.39% | 0.80% | 75 | -15.71% |
| My Choice Age 65 Plus Fund | My Choice Mandatory Provident Fund Scheme | +1.74% | +0.49% | -14.45% | 0.75% | 75 | -16.40% |
| Sun Life MPF Age 65 Plus Fund | Sun Life Rainbow MPF Scheme | +1.75% | +0.48% | -14.50% | 0.77% | 75 | -16.40% |
| Allianz MPF Age 65 Plus Fund - Class A | Manulife RetireChoice (MPF) Scheme | +1.29% | +0.44% | -15.07% | 0.74% | 75 | -17.34% |
| Allianz MPF Age 65 Plus Fund - Class B | Manulife RetireChoice (MPF) Scheme | +1.30% | +0.44% | -15.08% | 0.74% | 75 | -17.34% |
| Allianz MPF Age 65 Plus Fund - Class T | Manulife RetireChoice (MPF) Scheme | +1.30% | +0.44% | -15.08% | 0.74% | 75 | -17.34% |
| BOC-Prudential Age 65 Plus Fund | BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme | +1.42% | +0.41% | -14.69% | 0.77% | 75 | -16.44% |
| Age 65 Plus Fund | AIA MPF - Prime Value Choice | +1.57% | +0.29% | -14.78% | 0.80% | 75 | -16.50% |
| Manulife MPF Age 65 Plus Fund | Manulife Global Select (MPF) Scheme | +1.13% | +0.22% | -14.74% | 0.74% | 75 | -16.46% |
| Age 65 Plus Fund | Fidelity Retirement Master Trust | +1.30% | +0.15% | -14.99% | 0.81% | 75 | -16.71% |
* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.
How the DIS works · Methodology
FAQ
How much do Core Accumulation Fund returns differ across schemes?
As of 2026-09-30, 5-year annualised returns of Core Accumulation Funds with a 5-year record ranged from +5.63% to +9.99%, a spread of about 4.36 percentage points. All follow the same allocation rules but differ in implementation and fees.
Is there a DIS reference portfolio?
The industry publishes a DIS reference portfolio for performance comparison; we have not included it in this build.