BCT (Pro) Hang Seng Index Tracking Fund: Performance & Fees (data as of 2026-09-30)
BCT (Pro) Hang Seng Index Tracking Fund (BCT (MPF) Pro Choice) had an MPFA-published 5-year annualised return of +2.61% and an FER of 0.81%; its month-end max drawdown over 2020-07 – 2026-09 was -46.98%. It ranked 9 of 17 HK index tracking funds with a 5-year record by 5-year return. Past performance is not indicative of future results.
Data as of 2026-09-30MPFA Fund Platform pageLast updated 2026-10-21
* MPFA-published. † Calculated by us from 75 month-end prices, 2020-07-31 to 2026-09-30.
Returns vs category median
| Period | BCT (Pro) Hang Seng Index Tracking Fund | Category median (n=17) |
|---|---|---|
| 1y | -6.43% | -6.46% |
| 5y p.a. | +2.61% | +2.61% |
| 10y p.a. | +3.06% | +3.08% |
| 2025 | +30.20% | +30.54% |
| 2024 | +21.83% | +21.57% |
| 2023 | -11.26% | -11.26% |
| 2022 | -13.27% | -13.21% |
| 2021 | -12.58% | -12.59% |
| Max drawdown† | -46.98% | -47.22% |
| FER | 0.81% | 0.78% |
Growth of HK$10,000 (2020-07-31 to 2026-09-30)
Unit prices are net of fund charges; assumes a one-off HK$10,000 with no further contributions. Historical illustration only, not a projection.
| Date | HK$ |
|---|---|
| 2020-07-31 | 10,000 |
| 2020-12-31 | 11,085 |
| 2021-12-31 | 9,690 |
| 2024-12-31 | 9,086 |
| 2025-12-31 | 11,830 |
| 2026-09-30 | 11,577 |
Largest drawdown
From a month-end peak on 2021-05-31 to a trough on 2022-10-31: -46.98%; regained the prior peak by 2025-09-30. A 50% fall needs a 100% gain to recover.
Category peers (by 5-year return)
| Fund | Scheme | 5y ann.* | FER* | Months† | Max drawdown† |
|---|---|---|---|---|---|
| BEA Hong Kong Tracker Fund | BEA (MPF) Industry Scheme | +2.90% | 0.58% | 75 | -46.76% |
| BEA Hong Kong Tracker Fund | BEA (MPF) Master Trust Scheme | +2.83% | 0.58% | 75 | -46.83% |
| Hang Seng Index Tracking Fund | HSBC Mandatory Provident Fund - SuperTrust Plus | +2.71% | 0.78% | 75 | -47.60% |
| Hang Seng Index Tracking Fund | Hang Seng Mandatory Provident Fund - SuperTrust Plus | +2.71% | 0.78% | 75 | -47.60% |
| Fidelity Hong Kong Tracker Fund | Fidelity Retirement Master Trust | +2.70% | 0.74% | 75 | -46.95% |
* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.
About the fund
- Scheme: BCT (MPF) Pro Choice
- Trustee: Bank Consortium Trust Company Limited
- MPFA fund type: Equity Fund [Hong Kong]
- Launch date: 2009-10-01
- Management fee (as disclosed): 0.6% p.a. - 0.608% p.a.
The trustee's offering document (MPF scheme brochure) is the authoritative source for objectives and fees.
Download month-end prices (CSV) · Methodology · All HK index tracking funds · eMPF switching guide
Cite as: MPF Watch (mpfwatch.com), MPFA data as of 2026-09-30.
FAQ
How is BCT (Pro) Hang Seng Index Tracking Fund's return calculated?
1/5/10-year figures are MPFA-published annualised returns (as of 2026-09-30), net of fund charges. We separately calculate +2.40% annualised from month-end unit prices 2020-07 – 2026-09.
What does BCT (Pro) Hang Seng Index Tracking Fund charge?
MPFA-published FER is 0.81%; the category median is 0.78%. Management fee is listed as "0.6% p.a. - 0.608% p.a.".
How risky has BCT (Pro) Hang Seng Index Tracking Fund been?
MPFA risk class 6 (1–7). Month-end max drawdown over 2020-07 – 2026-09 was -46.98% (2021-05-31 to 2022-10-31), annualised volatility 22.75%. Month-end data understates intra-month falls.
Is this fund capital-guaranteed?
No. It is in the "HK index tracking" category; prices can fall and capital can be lost.
How do fund switches work?
Switching is generally done through the eMPF Platform or the trustee; we do not give switching advice. See our eMPF switching guide.