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BCT (MPF) Pro Choice: Constituent Fund Performance & Fees (data as of 2026-09-30)

BCT (MPF) Pro Choice (trustee: Bank Consortium Trust Company Limited) had 26 constituent fund classes as of 2026-09-30, a median FER of 1.45%, and a median 5-year annualised return of +2.79% among funds with a 5-year record. Past performance is not indicative of future results.

26Funds
HK$84.4bnTotal assets
Master Trust SchemeScheme type
2000-01-31MPFA registration
2025-08-01eMPF onboarding
0.77%–1.58%FER range
Important: Historical data for general information only — not investment advice or a recommendation of any fund, and it does not consider anyone's objectives or circumstances. Past performance is not indicative of future results; prices can go down as well as up. MPFA-published returns and fees are as of 2026-09-30; site-calculated metrics (annualised return, volatility, max drawdown) use month-end prices 2020-07 – 2026-09 and may contain errors or delays. Before any decision, read the trustee's offering documents and MPFA information, and consult a licensed or registered professional where appropriate. Full disclaimer · Methodology

All constituent funds

Default sort: 5-year return (a sort order only).
FundCategory1y ann.*5y ann.*10y ann.*FER*Months†Max drawdown†
BCT (Pro) World Equity FundGlobal equity+17.03%+10.05%+10.64%1.00%75-24.76%
BCT (Pro) Global Equity FundGlobal equity+17.30%+9.57%+9.80%1.47%75-25.63%
BCT (Pro) European Equity FundEurope equity+16.64%+7.04%+6.80%1.56%75-25.77%
BCT (Pro) Core Accumulation FundCore Accumulation Fund (DIS)+11.53%+7.03%n/a0.77%75-20.60%
BCT (Pro) Asian Equity FundAsia equity+25.05%+5.82%+7.34%1.58%75-38.63%
BCT (Pro) E90 Mixed Asset FundMixed assets (81–100% equity)+13.52%+5.50%+6.70%1.49%75-31.43%
BCT (Pro) Greater China Equity FundGreater China equity+14.18%+4.97%+6.50%1.08%75-47.65%
BCT (Pro) SaveEasy 2040 FundMixed assets (other)+8.81%+3.86%+6.48%1.46%75-34.27%
BCT (Pro) E70 Mixed Asset FundMixed assets (61–80% equity)+9.66%+3.62%+5.23%1.49%75-29.07%
BCT (Pro) SaveEasy 2035 FundMixed assets (other)+8.12%+3.47%+6.25%1.47%75-33.97%
BCT (Pro) SaveEasy 2030 FundMixed assets (other)+7.26%+2.96%+5.93%1.22%75-33.15%
BCT (Pro) Hang Seng Index Tracking FundHK index tracking-6.43%+2.61%+3.06%0.81%75-46.98%
BCT (Pro) Flexi Mixed Asset FundMixed assets (other)+5.94%+2.56%+3.38%1.33%75-10.75%
BCT (Pro) RMB Bond FundRMB bond+7.35%+2.10%+2.06%1.22%75-8.91%
BCT (Pro) MPF Conservative FundMPF Conservative Fund+1.68%+2.02%+1.28%0.89%75-0.02%
BCT (Pro) E50 Mixed Asset FundMixed assets (41–60% equity)+6.26%+1.80%+3.45%1.49%75-26.46%
BCT (Pro) Age 65 Plus FundAge 65 Plus Fund (DIS)+2.25%+0.90%n/a0.77%75-17.50%
BCT (Pro) Hong Kong Dollar Bond FundHKD bond-1.06%+0.38%+0.93%1.07%75-12.52%
BCT (Pro) E30 Mixed Asset FundMixed assets (21–40% equity)+2.76%-0.07%+1.65%1.48%75-24.08%
BCT (Pro) SaveEasy 2025 FundMixed assets (other)+1.39%-0.59%+3.89%1.22%75-30.28%
BCT (Pro) China and Hong Kong Equity FundHong Kong equity-9.12%-2.32%+2.26%1.47%75-53.53%
BCT (Pro) Global Bond FundGlobal bond-2.28%-2.71%-0.70%1.44%75-23.28%
BCT (Pro) Asian Income Retirement FundMixed assets (other)-0.18%n/an/a1.47%54-4.25%
BCT (Pro) SaveEasy 2045 FundMixed assets (other)+8.97%n/an/a1.50%59-29.45%
BCT (Pro) SaveEasy 2050 FundMixed assets (other)+9.05%n/an/a1.47%59-29.34%
BCT (Pro) U.S. Equity FundUS equity+14.75%n/an/a0.95%59-26.42%

* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.

Default Investment Strategy (DIS) funds

FundCategory1y ann.*5y ann.*FER*Months†Max drawdown†
BCT (Pro) Age 65 Plus FundAge 65 Plus Fund (DIS)+2.25%+0.90%0.77%75-17.50%
BCT (Pro) Core Accumulation FundCore Accumulation Fund (DIS)+11.53%+7.03%0.77%75-20.60%

* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.

DIS performance across all schemes

Other MPF schemes

Manulife Global Select (MPF) Scheme · HSBC Mandatory Provident Fund - SuperTrust Plus · Sun Life Rainbow MPF Scheme · AIA MPF - Prime Value Choice · BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme · Hang Seng Mandatory Provident Fund - SuperTrust Plus · Fidelity Retirement Master Trust · BCT MPF Scheme Series 800 · BCT Strategic MPF Scheme · BCT MPF - Smart Plan · BEA (MPF) Industry Scheme · BEA (MPF) Master Trust Scheme · Manulife RetireChoice (MPF) Scheme · BCOM Joyful Retirement MPF Scheme · SHKP MPF Employer Sponsored Scheme · BCT (MPF) Industry Choice · MASS Mandatory Provident Fund Scheme · China Life MPF Master Trust Scheme · My Choice Mandatory Provident Fund Scheme · BCT MPF - Simple Plan · Haitong MPF Retirement Fund · AMTD MPF Scheme · BEA (MPF) Value Scheme

The scheme name is used for identification only; this site is not affiliated with the trustee.

FAQ

How many constituent funds does BCT (MPF) Pro Choice have?

As of 2026-09-30, MPFA lists 26 constituent fund classes across 18 of our categories, total assets about HK$84.4bn.

What are BCT (MPF) Pro Choice's fees?

FERs range from 0.77% to 1.58%, median 1.45%.

Is BCT (MPF) Pro Choice on the eMPF Platform?

Yes — onboarded on 2025-08-01 per eMPF information.