TVC Fund Choices by Scheme (data as of 2026-09-30)
TVC money is invested in the constituent funds of its MPF scheme. As of 2026-09-30, the 24 schemes had 10 to 39 fund classes each, with scheme median FERs from 0.84% to 1.60%. Past performance is not indicative of future results.
| Scheme | Funds | Median FER | Lowest-FER fund | CAF 5y ann. |
|---|---|---|---|---|
| Manulife Global Select (MPF) Scheme | 29 | 1.32% | Manulife MPF Core Accumulation Fund (0.74%) | +5.81% |
| HSBC Mandatory Provident Fund - SuperTrust Plus | 20 | 0.90% | MPF Conservative Fund (0.77%) | +6.15% |
| Sun Life Rainbow MPF Scheme | 31 | 1.58% | Sun Life MPF Age 65 Plus Fund (0.77%) | +6.03% |
| AIA MPF - Prime Value Choice | 21 | 1.33% | MPF Conservative Fund (0.78%) | +5.93% |
| BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme | 17 | 1.35% | BOC-Prudential MPF RMB & HKD Money Market Fund (0.54%) | +5.96% |
| Hang Seng Mandatory Provident Fund - SuperTrust Plus | 20 | 0.90% | MPF Conservative Fund (0.77%) | +6.14% |
| BCT (MPF) Pro Choice | 26 | 1.45% | BCT (Pro) Core Accumulation Fund (0.77%) | +7.03% |
| Fidelity Retirement Master Trust | 23 | 1.34% | Fidelity Hong Kong Tracker Fund (0.74%) | +5.63% |
| BCT MPF Scheme Series 800 | 28 | 1.23% | Principal Core Accumulation Fund - Class N (0.78%) | +6.14% |
| BCT Strategic MPF Scheme | 26 | 1.13% | Invesco MPF Conservative Fund - Unit Class A (0.69%) | +7.04% |
| BCT MPF - Smart Plan | 14 | 1.37% | Principal Core Accumulation Fund (0.78%) | +6.11% |
| BEA (MPF) Industry Scheme | 12 | 1.23% | BEA Hong Kong Tracker Fund (0.58%) | +6.16% |
| BEA (MPF) Master Trust Scheme | 17 | 1.23% | BEA Hong Kong Tracker Fund (0.58%) | +6.16% |
| Manulife RetireChoice (MPF) Scheme | 39 | 1.25% | Allianz MPF Age 65 Plus Fund - Class T (0.74%) | +6.06% |
| BCOM Joyful Retirement MPF Scheme | 14 | 1.28% | BCOM Core Accumulation Fund (0.81%) | +7.02% |
| SHKP MPF Employer Sponsored Scheme | 10 | 0.84% | Schroder MPF Core Accumulation Fund (0.56%) | +6.16% |
| BCT (MPF) Industry Choice | 12 | 1.60% | BCT (Industry) Age 65 Plus Fund (0.82%) | +6.96% |
| MASS Mandatory Provident Fund Scheme | 14 | 1.08% | Core Accumulation Fund (0.76%) | +7.03% |
| China Life MPF Master Trust Scheme | 10 | 1.05% | China Life Age 65 Plus Fund (0.81%) | +6.99% |
| My Choice Mandatory Provident Fund Scheme | 17 | 1.02% | My Choice MPF Conservative Fund (0.74%) | +6.05% |
| BCT MPF - Simple Plan | 10 | 1.50% | Principal Core Accumulation Fund (0.80%) | +6.05% |
| Haitong MPF Retirement Fund | 14 | 1.34% | Haitong MPF Conservative Fund - Class T (0.89%) | +9.99% |
| AMTD MPF Scheme | 16 | 1.22% | AMTD Invesco Age 65 Plus Fund (0.87%) | +6.81% |
| BEA (MPF) Value Scheme | 11 | 0.93% | BEA Hong Kong Tracker Fund (0.69%) | +6.12% |
"Lowest-FER fund" is a factual sort; low-fee funds are often conservative or index funds with different risk/return profiles.
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FAQ
Which funds can a TVC be invested in?
A TVC account is opened in one MPF scheme and can be invested in that scheme's constituent funds; with no choice made, it generally goes to the DIS. Check trustee documents for available funds.
Are TVC fund fees the same as for mandatory contributions?
The same constituent fund has the same FER; some trustees may have different fee arrangements or offers for TVC, so check the trustee information.
Does this page recommend TVC funds?
No. It only lists factual data by scheme.