BCOM Joyful Retirement MPF Scheme: Constituent Fund Performance & Fees (data as of 2026-09-30)
BCOM Joyful Retirement MPF Scheme (trustee: Bank of Communications Trustee Limited) had 14 constituent fund classes as of 2026-09-30, a median FER of 1.28%, and a median 5-year annualised return of +2.09% among funds with a 5-year record. Past performance is not indicative of future results.
All constituent funds
| Fund | Category | 1y ann.* | 5y ann.* | 10y ann.* | FER* | Months† | Max drawdown† |
|---|---|---|---|---|---|---|---|
| BCOM Core Accumulation Fund | Core Accumulation Fund (DIS) | +11.46% | +7.02% | n/a | 0.81% | 75 | -20.68% |
| BCOM Dynamic Growth (CF) Fund | Mixed assets (81–100% equity) | +11.01% | +6.02% | +7.38% | 1.25% | 75 | -30.03% |
| BCOM Asian Dynamic Equity (CF) Fund | Asia equity | +25.95% | +5.98% | +6.97% | 1.33% | 75 | -34.92% |
| BCOM Greater China Equity (CF) Fund | Greater China equity | +16.59% | +4.56% | +7.16% | 1.32% | 75 | -52.21% |
| BCOM Balanced (CF) Fund | Mixed assets (61–80% equity) | +8.83% | +3.30% | +5.40% | 1.40% | 75 | -28.41% |
| BCOM Guaranteed (CF) Fund | Guaranteed fund | +0.84% | +2.12% | +1.55% | 1.47% | 75 | -13.85% |
| BCOM MPF Conservative Fund | MPF Conservative Fund | +1.68% | +2.09% | +1.48% | 0.94% | 75 | 0.00% |
| BCOM Stable Growth (CF) Fund | Mixed assets (41–60% equity) | +5.63% | +1.21% | +3.33% | 1.39% | 75 | -26.12% |
| BCOM Age 65 Plus Fund | Age 65 Plus Fund (DIS) | +2.07% | +0.85% | n/a | 0.82% | 75 | -17.63% |
| BCOM HSI ESG Tracking (CF) Fund | HK index tracking | -9.44% | -0.48% | +1.42% | 0.88% | 75 | -48.22% |
| BCOM Hong Kong Dynamic Equity (CF) Fund | Hong Kong equity | -4.48% | -0.50% | +2.66% | 1.31% | 75 | -53.31% |
| BCOM Global Bond (CF) Fund | Global bond | -2.06% | -1.35% | 0.00% | 1.15% | 75 | -19.74% |
| BCOM China Dynamic Equity (CF) Fund | China equity | -9.64% | -3.69% | +1.79% | 1.31% | 75 | -56.68% |
| BCOM North American Equity (CF) Fund | US equity | +14.24% | n/a | n/a | 1.06% | 44 | -8.72% |
* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.
Default Investment Strategy (DIS) funds
| Fund | Category | 1y ann.* | 5y ann.* | FER* | Months† | Max drawdown† |
|---|---|---|---|---|---|---|
| BCOM Age 65 Plus Fund | Age 65 Plus Fund (DIS) | +2.07% | +0.85% | 0.82% | 75 | -17.63% |
| BCOM Core Accumulation Fund | Core Accumulation Fund (DIS) | +11.46% | +7.02% | 0.81% | 75 | -20.68% |
* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.
DIS performance across all schemes
Other MPF schemes
Manulife Global Select (MPF) Scheme · HSBC Mandatory Provident Fund - SuperTrust Plus · Sun Life Rainbow MPF Scheme · AIA MPF - Prime Value Choice · BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme · Hang Seng Mandatory Provident Fund - SuperTrust Plus · BCT (MPF) Pro Choice · Fidelity Retirement Master Trust · BCT MPF Scheme Series 800 · BCT Strategic MPF Scheme · BCT MPF - Smart Plan · BEA (MPF) Industry Scheme · BEA (MPF) Master Trust Scheme · Manulife RetireChoice (MPF) Scheme · SHKP MPF Employer Sponsored Scheme · BCT (MPF) Industry Choice · MASS Mandatory Provident Fund Scheme · China Life MPF Master Trust Scheme · My Choice Mandatory Provident Fund Scheme · BCT MPF - Simple Plan · Haitong MPF Retirement Fund · AMTD MPF Scheme · BEA (MPF) Value Scheme
The scheme name is used for identification only; this site is not affiliated with the trustee.
FAQ
How many constituent funds does BCOM Joyful Retirement MPF Scheme have?
As of 2026-09-30, MPFA lists 14 constituent fund classes across 14 of our categories, total assets about HK$9.5bn.
What are BCOM Joyful Retirement MPF Scheme's fees?
FERs range from 0.81% to 1.47%, median 1.28%.
Is BCOM Joyful Retirement MPF Scheme on the eMPF Platform?
Yes — onboarded on 2024-09-03 per eMPF information.