MASS Mandatory Provident Fund Scheme: Constituent Fund Performance & Fees (data as of 2026-09-30)
MASS Mandatory Provident Fund Scheme (trustee: YF Life Trustees Limited) had 14 constituent fund classes as of 2026-09-30, a median FER of 1.08%, and a median 5-year annualised return of +2.47% among funds with a 5-year record. Past performance is not indicative of future results.
All constituent funds
| Fund | Category | 1y ann.* | 5y ann.* | 10y ann.* | FER* | Months† | Max drawdown† |
|---|---|---|---|---|---|---|---|
| Global Equity Fund | Global equity | +15.58% | +9.43% | +9.01% | 1.12% | 75 | -29.38% |
| European Equity Fund | Europe equity | +10.81% | +9.04% | +7.35% | 1.13% | 75 | -24.37% |
| Core Accumulation Fund | Core Accumulation Fund (DIS) | +11.54% | +7.03% | n/a | 0.76% | 75 | -20.65% |
| Asian Pacific Equity Fund | Asia equity | +25.84% | +6.93% | +5.44% | 1.18% | 75 | -40.53% |
| US Equity Fund | US equity | +14.11% | +6.19% | +13.06% | 1.05% | 75 | -38.02% |
| Global Growth Fund | Mixed assets (61–80% equity) | +7.83% | +4.27% | +5.75% | 1.07% | 75 | -27.58% |
| Greater China Equity Fund | Greater China equity | +19.11% | +2.63% | +9.13% | 1.09% | 75 | -53.89% |
| Global Stable Fund | Mixed assets (41–60% equity) | +4.82% | +2.31% | +3.89% | 1.07% | 75 | -25.35% |
| MPF Conservative Fund | MPF Conservative Fund | +1.79% | +2.04% | +1.24% | 0.80% | 75 | 0.00% |
| Age 65 Plus Fund | Age 65 Plus Fund (DIS) | +2.16% | +0.83% | n/a | 0.76% | 75 | -17.60% |
| Hong Kong Equities Fund | Hong Kong equity | -8.54% | +0.42% | +3.47% | 1.03% | 75 | -48.54% |
| Asian Bond Fund | Asia bond | -1.91% | -0.47% | +1.20% | 1.12% | 75 | -27.55% |
| Guaranteed Fund | Guaranteed fund | +0.01% | -1.39% | +0.17% | 2.88% | 75 | -24.10% |
| Global Bond Fund | Global bond | -3.32% | -2.31% | -1.29% | 1.13% | 75 | -21.26% |
* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.
Default Investment Strategy (DIS) funds
| Fund | Category | 1y ann.* | 5y ann.* | FER* | Months† | Max drawdown† |
|---|---|---|---|---|---|---|
| Age 65 Plus Fund | Age 65 Plus Fund (DIS) | +2.16% | +0.83% | 0.76% | 75 | -17.60% |
| Core Accumulation Fund | Core Accumulation Fund (DIS) | +11.54% | +7.03% | 0.76% | 75 | -20.65% |
* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.
DIS performance across all schemes
Other MPF schemes
Manulife Global Select (MPF) Scheme · HSBC Mandatory Provident Fund - SuperTrust Plus · Sun Life Rainbow MPF Scheme · AIA MPF - Prime Value Choice · BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme · Hang Seng Mandatory Provident Fund - SuperTrust Plus · BCT (MPF) Pro Choice · Fidelity Retirement Master Trust · BCT MPF Scheme Series 800 · BCT Strategic MPF Scheme · BCT MPF - Smart Plan · BEA (MPF) Industry Scheme · BEA (MPF) Master Trust Scheme · Manulife RetireChoice (MPF) Scheme · BCOM Joyful Retirement MPF Scheme · SHKP MPF Employer Sponsored Scheme · BCT (MPF) Industry Choice · China Life MPF Master Trust Scheme · My Choice Mandatory Provident Fund Scheme · BCT MPF - Simple Plan · Haitong MPF Retirement Fund · AMTD MPF Scheme · BEA (MPF) Value Scheme
The scheme name is used for identification only; this site is not affiliated with the trustee.
FAQ
How many constituent funds does MASS Mandatory Provident Fund Scheme have?
As of 2026-09-30, MPFA lists 14 constituent fund classes across 14 of our categories, total assets about HK$6.6bn.
What are MASS Mandatory Provident Fund Scheme's fees?
FERs range from 0.76% to 2.88%, median 1.08%.
Is MASS Mandatory Provident Fund Scheme on the eMPF Platform?
Yes — onboarded on 2024-06-26 per eMPF information.