BCT MPF - Simple Plan: Constituent Fund Performance & Fees (data as of 2026-09-30)
BCT MPF - Simple Plan (trustee: Bank Consortium Trust Company Limited) had 10 constituent fund classes as of 2026-09-30, a median FER of 1.50%, and a median 5-year annualised return of +3.28% among funds with a 5-year record. Past performance is not indicative of future results.
All constituent funds
| Fund | Category | 1y ann.* | 5y ann.* | 10y ann.* | FER* | Months† | Max drawdown† |
|---|---|---|---|---|---|---|---|
| Principal Dynamic Global Equity Fund | Global equity | +18.81% | +9.20% | +9.81% | 1.57% | 75 | -26.74% |
| Principal Dynamic Asia Pacific Equity Fund | Asia equity | +30.19% | +8.37% | +8.32% | 1.62% | 75 | -35.12% |
| Principal Growth Fund | Mixed assets (81–100% equity) | +15.27% | +6.29% | +7.23% | 1.52% | 75 | -31.66% |
| Principal Core Accumulation Fund | Core Accumulation Fund (DIS) | +10.41% | +6.05% | n/a | 0.80% | 75 | -20.77% |
| Principal Balanced Fund | Mixed assets (61–80% equity) | +11.89% | +4.49% | +5.59% | 1.52% | 75 | -28.85% |
| Principal - MPF Conservative Fund | MPF Conservative Fund | +1.82% | +2.06% | +1.24% | 1.00% | 75 | 0.00% |
| Principal Age 65 Plus Fund | Age 65 Plus Fund (DIS) | +2.93% | +1.01% | n/a | 0.83% | 75 | -16.38% |
| Principal Stable Fund | Mixed assets (21–40% equity) | +5.37% | +0.86% | +2.17% | 1.49% | 75 | -22.50% |
| Principal Dynamic Hong Kong Equity Fund | Hong Kong equity | -8.65% | -2.14% | +1.36% | 1.52% | 75 | -53.87% |
| Principal Dynamic Global Bond Fund | Global bond | -3.46% | -3.62% | -1.11% | 1.41% | 75 | -25.40% |
* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.
Default Investment Strategy (DIS) funds
| Fund | Category | 1y ann.* | 5y ann.* | FER* | Months† | Max drawdown† |
|---|---|---|---|---|---|---|
| Principal Age 65 Plus Fund | Age 65 Plus Fund (DIS) | +2.93% | +1.01% | 0.83% | 75 | -16.38% |
| Principal Core Accumulation Fund | Core Accumulation Fund (DIS) | +10.41% | +6.05% | 0.80% | 75 | -20.77% |
* Published by the MPFA (data as of 2026-09-30). † Calculated by this site from month-end unit prices, 2020-07 to 2026-09; "Months" = number of month-end prices available — figures from short histories are less reliable. n/a = not available. Click a column header to sort.
DIS performance across all schemes
Other MPF schemes
Manulife Global Select (MPF) Scheme · HSBC Mandatory Provident Fund - SuperTrust Plus · Sun Life Rainbow MPF Scheme · AIA MPF - Prime Value Choice · BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme · Hang Seng Mandatory Provident Fund - SuperTrust Plus · BCT (MPF) Pro Choice · Fidelity Retirement Master Trust · BCT MPF Scheme Series 800 · BCT Strategic MPF Scheme · BCT MPF - Smart Plan · BEA (MPF) Industry Scheme · BEA (MPF) Master Trust Scheme · Manulife RetireChoice (MPF) Scheme · BCOM Joyful Retirement MPF Scheme · SHKP MPF Employer Sponsored Scheme · BCT (MPF) Industry Choice · MASS Mandatory Provident Fund Scheme · China Life MPF Master Trust Scheme · My Choice Mandatory Provident Fund Scheme · Haitong MPF Retirement Fund · AMTD MPF Scheme · BEA (MPF) Value Scheme
The scheme name is used for identification only; this site is not affiliated with the trustee.
FAQ
How many constituent funds does BCT MPF - Simple Plan have?
As of 2026-09-30, MPFA lists 10 constituent fund classes across 10 of our categories, total assets about HK$2.8bn.
What are BCT MPF - Simple Plan's fees?
FERs range from 0.80% to 1.62%, median 1.50%.
Is BCT MPF - Simple Plan on the eMPF Platform?
Yes — onboarded on 2025-05-07 per eMPF information.